Cookie Notice

1. Who we are

Clarus Risk Ltd a group company member of Apex Group Limited,  (“we”, “us” or “our”). For more information on Apex Group please visit www.apexgroup.com.

2. About this notice

Our website uses cookies and similar technologies to collect data from your device. This is in order for the website to operate, but also to provide an optimised experience, understand how you use the website, provide features and personalised content, and to deliver advertisements. This Cookie notice provides you with information about the cookies we use and the purposes for which we use them.

We may share this data with other companies in the Apex Group. We also share some data with outside organisations. You can find out more about how we share data – and who we share it with in our Privacy notice.

3. What are cookies?

Cookies are text files containing small amounts of information, which are downloaded by your computer or mobile device when you visit a website. This allows for websites and applications to recognise you or your device on each subsequent visit so they can remember things like your preferences.

There are session cookies, which only last for the direction of your online session and disappear from your device when you close your browser and persistent cookies which stay on your device after the browser has been closed and last for the period of time specified in the cookie.

4. Why do we use cookies and similar technologies?

The cookies tell us which parts of the website you have visited so that we can ensure we provide you with information that you are interested in and make any future visits to our website simple and easy for you. In addition, cookies can help us to analyse the use of our websites and online content (analytics cookies) and they can also facilitate/track the interaction on our websites and online content with social media (e.g. links to social media sites, like buttons, etc.).

5. Do we use cookies for marketing and analytics?

Yes, we may use information collected from our cookies to identify user behaviour and improve our future interactions with you, for example if we send you a targeted email, which includes web beacons, cookies or similar technologies, we will know whether you open, read or delete the message.

6. Which cookies do we use?

You can find more information about the cookies we use and the purposes for which we use them in the table below.

Cookies in E-Mails

In addition to the cookies used on this website, we also use cookies and similar technologies in some emails. This allows us to see how you have interacted with the email, and if you have opened it. Cookies will also be set if you click on a link within this kind of email.

Third-Party Cookies

Some cookies we use are from third party companies, such as Google Analytics, Drift and Salesforce Pardot, to provide us with web analytics and intelligence about our sites. These companies use programming code to collect information about your interaction with our sites, such as the pages you visit, the links you click on and how long you are on our sites. This code is only active while you are on our sites. You can opt-out of having your anonymised browsing activity within websites tracked by Google Analytics cookies by clicking on the following link: Google Analytics Privacy.

Social Buttons

Social media tools, like widgets and plug-ins, are sometimes used so that you can share information from our websites on other sites such as X (previously Twitter), (found on our Blog pages). These interactive mini-programs collect your IP address, record the pages you visit on our site, and set cookies that will enable the widget to function properly. Your interactions with these widgets are governed by the privacy policy of the company providing them, not by us. We may also use X, Facebook and LinkedIn pixel tags to help us understand how effective our marketing is on those sites.

7. Managing Cookies

Our cookie banner

You can directly edit your preferences in relation to the cookies we use on the website using the pop-up banner that appears when you first enter the website. Here you can set preferences in relation to the non-essential cookies placed by our website.

Using your browser to control cookies

You can decline the use of cookies at any time by modifying your browser settings. By deleting, blocking or declining cookies, you may not be able to use some interactive features or access certain areas of the website that depend on cookies. Most browsers allow you to see what cookies you have and delete them on either an individual basis, or block them. You can block cookies for specific websites or for all websites, depending on your preferences. To make it easier for you we have provided some examples of how to change your cookie settings here: Internet Explorer | Google Chrome | Cookie Central FAQ

The information and data collected by our cookies expire after two years.

8. How to contact us

If you have any concerns or questions about this cookie notice or would like to exercise your rights as a data subject, you can contact our Group Data Protection Officer:

Email: dpo@apexfs.com

Post: Group Data Protection Officer | Apex Group Ltd. | Vallis Building, 4th Floor | 58 Par-la-Ville Road | Hamilton, HM11 | Bermuda

9. Updates

We may occasionally update this cookie notice when necessary to reflect changes in the law, our practices and in our services, as well as to ensure it is accurate and up to date. When we make an update we will amend the date at the top of this notice, you are therefore advised to check this privacy notice periodically. We may also notify you in other ways for time to time about the processing of your personal information.